I want to save more money for a nicer home.
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Holding out for the home of your dreams?

You may want to reconsider... and here's why:

Did you know that a 1% increase in interest rates can drastically change your payment amount?

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That means you will pay more for the same house, or it could even mean you will get pre-approved for a lesser amount which equates to less house.

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In the case of real estate, it doesn't always pay to wait.